Terms Of Use

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Important Legal Information
Terms and Conditions

Purpose
This Web site is intended for the user's own use in reviewing pension payment information available here and changing certain personal information relating to future pension payments, subject to client level configuration. By accessing this Web site, you agree to be bound by the terms and conditions that appear herein. These terms and conditions are subject to change. State Street reserves the right to modify these terms and conditions, which it may do by posting changes to the Web site. If you do not agree with these terms and conditions, please do not access the Web site.

Web Content and Materials
The information on this Web site is subject to change without notice. Products and services described in this Web site may not be suitable for all users. The contents hereof do not constitute an offer or a solicitation to buy or sell any financial instrument, product or service. FURTHERMORE, THE CONTENTS HEREOF ARE NOT INTENDED FOR ACCESS BY, DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH ACCESS, DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION.

Disclaimer of Warranties and Limitation of Liability
THE INFORMATION AND CONTENT ON THIS WEB SITE ARE PROVIDED ON AN "AS-IS", "AS AVAILABLE" BASIS. STATE STREET MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT OF THE WEB SITE. STATE STREET DISCLAIMS ANY WARRANTIES AND REPRESENTATIONS WITH REGARD TO CONTENT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, AND FREEDOM FROM VIRUSES OR OTHER CONTAMINATION.

IN NO EVENT WILL STATE STREET BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEB SITE, REGARDLESS OF WHETHER STATE STREET HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.

Third Party Links
State Street may provide a link to other sites through this Web site. State Street does not control any third party site and makes no representations concerning the content of any such site and expressly disclaims any liability with respect thereto.

Copyright Notice and Policy
The contents of the mypenpay.com Web site are protected by applicable copyright laws. No permission is granted to copy, distribute, or modify any material herein or to post any text, graphics, video, audio or other material hereto. This Web site is copyrighted by Voya Financialâ„¢. All rights reserved.

Governing Law
The user's access to and use of this Web site, and these terms and conditions including the limitation of liability, are governed by the laws of the Commonwealth of Massachusetts, United States of America, notwithstanding any principles of conflicts of law.

Is restricted to pension schemes or funds which satisfy the criteria set out in the Income Tax (Pension Funds Pooling Schemes) Regulations 1996.

For further information, contact:

State Street Bank and Trust Company, telephone +020 7864 7000
State Street Global Advisors, United Kingdom Limited, telephone +020 7698 6000